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Cindy Ross of Fenton couldn’t get much luckier.

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If a city can be said to have an art form, then New Orleans is certainly the mistress of transformation. We turn laundry day into “red beans and rice Monday,” give old bread new life as sweet pain perdu, glitter old stilettos and handbags into works of art. And Baby Dolls? Baby Dolls are New Orleans women who transform themselves into icons of femininity and sass.

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MoneyTips

It just makes sense. When mortgage interest rates rise, fewer people can afford to buy homes. Home sales go down as a result. Conversely, when interest rates drop, homes become more affordable and home sales will go up.

There's only one problem with this premise. It isn't necessarily true.

According to Sam Khater, a deputy chief economist with CoreLogic, "the relationship is almost zero" between mortgage rates and home sales. At the very least, it's difficult to determine the relationship because there are many other factors affecting home sales – some of which are far more likely to affect your likelihood of buying a home. Supply and demand, jobs, wages and inflation, and the availability of credit can all swamp the effect of interest rates. You can check your credit score and read your credit report for free within minutes using More Homebuyers Stretching To Buy

Home Prices Outpace Pay Increases

First-Time Homebuyers Setting Records

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There are few relationships as treasured as those between grandparents and their grandchildren. For many families, gone are the days when grandparents lived upstairs or next door and were part of a child’s everyday life. Today’s grandparents have to navigate and nurture long-distance relationships. Keeping up with all that’s going in their grandchildren’s lives and staying connected can be a challenge. More and more, grandparents are learning that technology can play a big role in bridging the physical distance. Some grandparents have great success with this, while others are not convinced. One grandmother shared that she finally learned how to video chat with her young grandchild and after 30 seconds, her grandchild was “done and went off to play.” Imagine if his grandmother had gone off to play with her!

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MoneyTips

What does your dream home look like, and how much does it cost? Whether it's a cottage on a secluded beach, a stately mansion on a hill, or something in-between, your dream home probably won't come cheap.

Two recent surveys agree that America's dream home is relatively expensive but differ on the actual price – along with a few other aspects of the average dream home.

Homes.com and Northshore Fireplace each polled 2,000 Americans to determine what constitutes a dream home. Homes.com found the average dream home costs an estimated $879,000, while Northshore Fireplace came in at $1.3 million. Both are well beyond Zillow's April 2018 median home value of $215,600.

What will you find in your $879,000 dream home as defined by the Homes.com survey? You'll get a beach house – or at least beach-house décor – with four bedrooms, three bathrooms, hardwood floors, and an open kitchen. Other features include a deck, spacious walk-in closet, two-door garage...

Long-Term Mortgage Rates Hit A Seven-Year High

Renters' Top 8 Biggest Concerns About Buying A Home

How Much House Can You Really Afford?

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The Wilds has announced the birth of a male Masai giraffe calf. The calf was born in the pasture during the late afternoon of July 10 and appears to be healthy. The Wilds is an animal display operation in Cumberland, Ohio.